Believe it or not, the universe wants to support you throughout 100% of your life journey both emotionally and financially. The doors are open for anything and everything you need or want, you just have to tune in, release, and follow the inspirations that come. So sit back and dream of all you want to have in your awesome life… As you think, ask yourself, “What is one major factor that’s often standing in the way between me and the things I most desire?” I'm going to go ahead and take a wild guess that your answer had something to do with money… Am I right? It’s an important piece of the Law of Attraction puzzle and money affirmations are key to getting the Law of Attraction to work for you in this regard.
Whether you like it or not, we live in a world that revolves around money. If you were to write down the 10 most important things in your life and how much time you spend towards them in an average week, I’m willing to bet that what takes up most of your time is near the bottom of the list or not there at all: Earning money/Work. That’s because we need money and it plays a part in helping us have the amazing life that we want, and free ourselves from financial burdens. I'm not saying you have to be a millionaire to lead a happy life. In fact, too much money has often cankered and ruined many a good person… But is it the money that’s bad?… No! Money is good and here’s why.
You’ve probably heard the saying, “Money is the root of all evil.” Well, it’s simply not true. Unfortunately, those that believe this tend to live a life struggling from paycheck to paycheck in order to make ends meet. They are actually putting up a wall that blocks the financial blessings of the Law of Attraction to come to them. In truth, that statement is misquoted. If you go to the source it actually says, “The love of money is the root of all evil.” So just don’t fall in love with it and you’ll be a-ok. Use it to help live a much more comfortable and joyous life for yourself and others.
Many people start off their LOA journey because they are desperate to attract more money into their lives. The problem with this is that desperation and the Law of Attraction don’t work well together. People in these circumstances don’t stick with it and lose their belief in manifestation. I’m here to tell you that it is real, but it is a process. The proper mindset, patience, consistency, and taking actions on your inspirations are all required in order for it to work. Again, with the Law of Attraction you cannot simply snap your fingers and all of your dreams, goals, and hopes come right to you immediately… Bits and pieces do often happen quickly as you begin to tune yourself to the universe, like finding some cash you forgot about or a friend remembering to pay you back. However, in order for you to fully realize all the blessing and potential that is in store for you it takes continuous patience, determination, and persistence. As you do this it will ultimately fall perfectly into place for you. The first step is to prepare your mind to accept and believe your money affirmations and then work on establishing better money habits.
This needs repeating: Our current set of beliefs often stand as a barrier to keep us from what we want the most. The problem is that you may not even be aware of what your beliefs about money even are. They were shaped early on in your life through childhood experiences that have long been forgotten. For example, you may have begged your parents over and over for something you wanted… and their reply, “It’s too expensive… We don’t have the money for that…” Whether you realize it or not, these experiences shaped your beliefs around money and you need to rewire them at the deepest levels in order to tear down the walls that are blocking financial blessings from coming to you.
A helpful exercise to recognize and begin to tear down financial blockers is to do a money mind self assessment. This will help you know how much work you’ll have to do and discover what money affirmations will work best to manifest more financial abundance into your life.
Step 1: Sit somewhere quiet, close your eyes, and take several deep belly breaths.
Step 2: Clear your mind, then allow thoughts of money and finances take center stage.
Step 3: Don’t force anything… Allow your mind to wander as you think about money, your life, and any experiences you’ve had in regard to finances.
Step 4: Pay attention to how you feel. Some will be positive and others will be negative. Don’t push any feelings down. Experience the feelings, accept them for what they are, and then release them to the universe. As you exhale, allow these feelings to escape you. Do this for 10-15 minutes or until your mind is void of financial thoughts.
Step 5: Write down any thoughts, impressions, feelings and past experiences that came to you in the process.
Step 6: As you review what you’ve written, was it mostly positive or negative? Did you notice any themes like: feeling anxious, fear of losing money, worries of getting scammed… etc.? These themes provide valuable insight on which money affirmations will work best for you.
Step 7: Most importantly, be sure to write down any specific past experiences you remembered that have molded your set of beliefs around money. We will use the 'Reshaping Past Experiences Exercise' to turn the negative experience into a positive one that rewires your beliefs. Only then can the Law of Attraction fully work for you in growing your finances.
You may have had memories of negative experiences with money come to mind while doing the self assessment (Step 7). These experiences are the core of our beliefs around money, so we need to mentally reframe them to remove abundance blockages.
In order to do this you will first need to accept each experience (focus on one at a time), allow the feelings to flood your body, forgive when needed, and release them to the universe. You may have already done this in the self assessment, but people don’t always allow themselves to experience all the feelings in a single self assessment, so some are still left that need revisiting to fully come out. Experiencing and releasing these negative emotions allows you to now reshape the experience in your mind.
Every day as you do your affirmations, you’ll also revisit each experience, but you will change it in your mind to a positive one. Instead of your parent saying “We don’t have the money for that..” Visualize your parent having the extra money to buy you the toy you wanted at the store. Reshape it in a way that fills you with positive emotions.
As you begin doing your daily money affirmations, be sure to come back and do this money mind self assessment every week until all negativity is gone when doing it. You’ll know you’ve reached that point when you feel enormous waves of positivity and abundance flowing through you with spine tingling energy.
Besides your beliefs shaping your perception of money, they have also helped craft your money habits. That’s why you need to do another assessment on your money habits. This can usually be done quickly because we usually have a pretty good idea on how we handle our money. Don’t skip this, because it is another key element to crafting the most powerful money affirmations for you.
There are 3 general categories for money habits. Take a moment here and ask yourself, “Where do I fall amongst these categories?” Choose the one that most fits you and your situation best.
These are people that will do anything they can to save up as much money as they possibly. The main problem with Super Savers is getting them to spend money on things that will bring them more money.
These types of people spend every single penny as soon as it comes in and it's gone within a flash. They need to learn more self-restraint to spend money on the things the universe guides their way and not on anything and everything.
Debt is a terrible master. It never sleeps and often causes people in this category to lose sleep. They tend to spend more than what they have and rack up an insane credit card debt. If this is you, I truly feel for you and we need to leverage the law of attraction to help you pay down that debt as quickly as possible. Once you experience the freedom of being debt free, never go back. Cut up the cards if you must.
Now you know where your beliefs and habits around money are holding you back, and how to reshape past negative experiences into positive ones. The last step is to craft the most powerful money affirmations to help you bring more of that life-enhancing cash into your life and set you on the path of financial freedom. Are you ready to check out some super awesome and possibly life changing money affirmations? I know I totally am! Let's go!
Creating the right affirmations for you will help you focus and tune your mind to attract an abundance of money into your life. You must set aside time everyday to embody these affirmations, otherwise it is likely that your financial situation won’t go anywhere.
Here’s a cheat sheet of super awesome money affirmations to help you get you started on your way to financial freedom. I feel strongly that these can truly benefit you and help you cultivate a positive mindset towards money so more of it naturally flows to you.
As you use these money affirmations, allow yourself to truly believe them. You will likely feel resistance at first. This is normal, just keep practicing daily. Soon you will begin to feel a wonderful presence of opportunity and hope come into your life. A certain calmness and peace around money will start to grow in your life and you’ll notice your money habits improve. These are positive signals from the universe to keep pressing forward. As you do, additional money making opportunities will spontaneously come your way.
To get started, I recommend choosing 2-3 that affirmation that resonate with you and your situation. As you repeat them daily you’ll be inspired to change them to better fit you. Follow these inspirations and change them up. Listen and follow because it’s the universe speaking to you!
As you choose your money affirmations, you can make them more powerful by adding your name to them, like this: I [your name] am a total money magnet. Give it a try with and without and use the one that resonates with you best.
After reading these, how are you feeling? Hopefully one or two jumped out at you. I believe these powerful money affirmations will help you have a greater sense of hope, calmness, and excitement with your financial freedoms to come! If you’d like to see more, GirlBoss has more money affirmations that I really like. One of my personal goals is to help you alter those beliefs in a positive way that you will have much success and happiness in your life, and this is the way to do it! Let’s go over exactly how you can use affirmations to get the greatest benefit.
In order to use affirmations effectively you need to repeat them daily for at least a month, but plan on doing it for 6 months because it’s pure magic! Handwriting them 15 times a day works best, so if you want to avoid hand cramps be sure not to have too many affirmations. Put your affirmations up on your vision board and repeat them out loud as you visualize your perfect future. Make sure you set aside time daily to do this. Whenever you feel that you could use a boost, repeat them throughout the day (aloud if possible or by writing them down again). I also love to put stickies with my affirmations around my house and in my car so I have constant reminders everywhere I go. All this will help you stay tuned in to your personal manifestation station, so the Law of Attraction can do its thing! If you’re feeling skeptical, just try it every day and see what unfolds. You won’t regret it. You have nothing to lose and everything to gain. Woohoo, I am so excited for you!
Your beliefs play a big part, but you can’t forget about your habits either. Let's have a look at how we can further progress and succeed by building rich habits.
There are different types of habits, and not all are going to be positive or beneficial for you. Think back to whether you are mostly a Super Saver, Pocket Burner, or Debt Slave and what poor financial habits you might have. You will need to outline habits that need to be improved or changed so that you can make a plan to develop money making habits. These will help you make the switch from ‘working hard for money’ to ‘hardly working for money.’ It’s not about being lazy (quite the opposite). Let me explain.
Once something becomes habitual, you will find that it seems so natural that you don’t have to exert any energy to do it. It flows effortlessly and becomes part of your everyday living (you actually feel like you’re hardly working). Of course, it takes a bit of well-invested precious time, patience, and energy to turn a non-habit or bad habit into something that's part of your dream life attracting routine. I like to call this your ‘Dream Routine.’ These are the small and simple things you do every day to get the Law of Attraction working for you and build better habits. Everyone needs a ‘Dream Routine’ to help you fix bad habits and learn abundant living habits to help you live out your most amazing life. Feeling overwhelmed? Don’t worry, you don’t have to change it all at once. You simply need to make a plan and try to be better today than you were yesterday. Taking action on your dream routine every day, little by little, will create a huge positive change for you sooner than you might think.
Something you need to know about habits that I learned from Charles Duhigg’s book ‘The Power of Habit’ is that you can’t fix or stop a bad habit. You must replace it. You may be able to stop for a short while, but it will soon come back with a vengeance unless you replace the habit. Every habit we have has a pay-off or a reason we do it. For example, let’s say you can’t resist buying new clothes… Think about why you buy new clothes. Is it the rush you get of wearing something new, or is it that you enjoy socializing with friends? Whatever the reason or pay-off for the bad habit is, you need to replace it with a good habit that gives a similar reward. In the case of not being able to resist buying new clothes you could create a clothing swap with your friends or if it’s the social atmosphere you could purposely leave your credit cards at home and only carry a certain amount of cash that fits your budget. You still get the pay-off you like, but have changed circumstances to improve your habit.
Okay, I know this is the moment you’ve been waiting for. You are now ready to shake things up and make a list with all your bad habits that need replacing and you can even include habits that aren’t bad per se, but can be improved. To get you started on your awesome sauce ‘Dream Routine,’ I have several examples to share. Go ahead and use some of these if they resonate with habits you're wanting to become part of your daily life. Also use some of your own ideas to compile your habits list. This should be the ultimate nasty-habit-turned-incredible habit list (not just bad money habits).
Before you start, you might want to write habits like, “I’m sad most of the time.” or “I have no energy.” or “I don’t like to leave the house.” These are oftentimes the results of bad habits, so you’ll have to dig deeper and discover what is causing it. So for example, you might have no energy because you eat junk food all the time and stay up late. In the case that you can’t find a root cause then you might have a challenge that is bigger than affirmations and need to seek professional help, especially if you feel sad and depressed much of the time and don’t know why.
When I see something I want, I buy it without hesitation (if I have the money).
Reason/Pay-off: Exciting to get new things
Awesome Sauce Daily Habit Ideas: Instead of buying it, put it on a wish-list. At the end of the month pick the top items you want to buy from the list that fit in your budget. Remember all the times that you couldn’t buy that super exciting item because you spent your money on all that other stuff that turned out to be not so cool. That will give you added motivation to stick to it.
Affirmation: I make a list and buy only the things which will bring me the most joy in life.
I can’t bring myself to buy anything that I want.
Reason/Pay-off: Avoiding the pain of buyer’s remorse and feelings of security.
Awesome Sauce Daily Habit Ideas: Even though you're not a "Scrooge" in how you treat others, people who have a hard time spending money typically have a scarcity mindset. They worry that there isn’t enough to go around for everyone so they hold onto whatever they can. They need to learn that there is an abundance of wealth in the world and where money flows, money grows. If this is you, set yourself a small budget every month to splurge on yourself.
Affirmation: I am tapped into the abundance of wealth in the universe. I love to spoil myself within reason.
I have a short fuse and tend to be rude to people.
Reason/Pay-off: Tearing people down makes me feel better about myself.
Awesome Sauce Daily Habit Ideas: Getting angry with people is a nasty habit, so you need to find ways to regularly release the anger in more positive ways. Vigorous exercise like boxing can purge the negative vibes and release positive endorphins. But if exercise isn’t your jam, then daily meditation or yoga are both great ways to release negativity and feel better about yourself.
Affirmation: I am full of peace, love, and kindness.
I am a big time procrastinator. I always leave things to the last minute.
Reason/Pay-off: I like to relax.
Awesome Sauce Daily Habit Ideas: To overcome this habit you need to remember how terrible you feel when you procrastinate something important (like studying for a test) to the last minute - so NOT relaxing! Then you must make a to-do list with bite-sized, easy-to-do tasks. Just take a bigger to-do and break it out into easy-to-get-done chunks. Give yourself a time limit where you focus on getting it done and stick to it. Then be sure to give yourself a relaxing reward when you finish your bite-sized to-do. Put the most important things at the top and mark them off as you go. Add more as they come up. Once you see all that you're accomplishing, you will actually have way more peace and relaxation than ever had before.
Affirmation: I get the most important things done first every day.
I love to eat whatever I want, usually lots of junk foods with additives.
Reason/Pay-off: Food comforts me.
Awesome Sauce Daily Habit Ideas: For replacing this habit you’ll need to make a list of healthier choice comforts. Like better foods that you enjoy (carrots/hummus, apples/peanut butter, etc.), massages, bubble baths, or funny movies. You get the idea. Though it’s definitely ok to enjoy your favorite treat every now and then!
Affirmation: I love to make healthy choices and feel vibrant all day long.
I go to bed too late and am not getting enough sleep.
Reason/Pay-off: Late nights are my quiet time where I can unwind and catch up on social media.
Awesome Sauce Daily Habit Ideas: For this habit you’ll need to schedule a window of time during the day to catch up on social media and stick to that set amount of time… Or better yet, call or text a friend to catch up with them. Schedule 10 minute breaks for each hour of work and do something relaxing during that time (read a book, go for a walk, stretch). When you get home, put your phone in another room to help you stay strong and committed. This will allow you to find a happy rhythm of going to sleep at the same time each night, allowing between 7 1/2 - 8 hours of sleep to help you feel your best. I love to listen to guided meditations at night to help me fall asleep fast and rewire my mind for abundant living.
Affirmation: I love going to bed early and getting 8 hours of sleep.
I don’t like to exercise… I feel so drained all the time that I don’t have the energy to even if I wanted to.
Reason/Pay-off: Pain avoidance.
Awesome Sauce Daily Habit Ideas: None of us like to do things that are painful. We’ve all had times where we have our get-fit energy flowing and we workout hard and end up being sore for a whole week. Ugh! Don’t do that. You need to start with doing a little movement every day that fits your current fitness level, whether it's walking around the block or 15 minutes of cardio. Just do something that’s not going to put you in a lot of pain but still move your body. Turn on your favorite tunes and do a little dance where no one can see you. Anything Is better than nothing, and you'll start to feel that your body is happier, as well as your soul.
Affirmation: I am excited to get-up and move my body so I can feel great!
I can’t stop looking at my phone.
Reason/Pay-off: Feeling productive.
Awesome Sauce Daily Habit Ideas: Phones can be a terrible distraction in your Law of Attraction journey because they give a false sense of being productive. Make a list of things you like to do: hiking, learning an instrument, playing board games, etc. If you’re hooked on playing games or scanning social media in your down time, then get a digital book you can read on your phone and do that instead. When at home, have a special place where you charge your phone that is away from you and do something on your list if you’re ever itching to check your phone.
Affirmation: I am in control of my life and choose activities that are productive and bring my joy.
I won’t try new things.
Reason/Pay-off: Avoiding possible embarrassment and fear of the unknown.
Awesome Sauce Daily Habit Ideas: It’s easy to get stuck in our box of comfort and worry that it’s going to be worse if we step out of it. Growth only comes by stretching yourself outside of your comfort zone. Have confidence that it will all work out once you break through those barriers and you'll come through the other side much stronger and go for it. To help you thought this, do one positive thing a day that is a little uncomfortable for you. It can be as simple as looking someone in the eyes and smiling at them as you walk by.
Affirmation: I love to try positive, new things that stretch me out of my comfort zone.
It’s not always easy, but you will feel amazing once the good habits have taken over. As you do, I assure you that your unique adventure of life will be more fantastic than you ever imagined.
The Law of Attraction is such a magical force of magnetism that works in a multitude of ways. But if you really want it to help you build your wealth, then there's one more aspect that you need to include with your money affirmations: Building your value. The universe doesn’t pay you an hourly wage. The universe pays you based on the value you bring to the world. That’s why you need to improve yourself. Tony Robbins may have said it best, "Money is nothing more than a reflection of your creativity, your capacity to focus, and your ability to add value and receive back." Read it again… slowly. Talk about powerful!
What does this mean? It means that your ability to be creative and focus on what’s most important (affirmations and actions), determines whether or not the manifestation magic can bring you back a trickle of money or a fire hose of wealth into your life. Think of it as a pipe that the money flows through into your life. If you want a bigger pipe then you’ll need to improve yourself, be more creative, gain more skills, and grow your financial IQ. I guarantee you that the universe will hold back financial blessings if you don’t know how to use money wisely, because it would do more harm than good.
The universe wants you to be living more comfortably and are not worried about finances, but you need to be deserving of it.
If you’re interested in growing your financial IQ, I highly recommend Tony Robbins book, ‘Money Master the Game.’ It will open your eyes to understanding wealth and building a healthier relationship with money. It has something for you no matter where you are on your financial journey. It's really all a matter of rewiring your beliefs, focusing on improving your money habits, and improving yourself to be a more valuable asset to this world. And it all starts with money affirmations.
Think back to a time when you were outdoors, cold and shivering. You probably did everything you could to warm up: Jump up and down, wrap up in a blanket, start a fire, or sip a hot cup of coco. It took a lot of work to warm up. Now compare that to a time when it was freezing outside, but you were inside your home with a thermostat to keep you nice and cozy.
Likewise, when you first start your Law of Attraction journey it takes energy and focus to do the right things, but after a while it gets easy when you build those habits. It’s a lot like building a house with a thermostat. At that point your finances will be flowing freely and you will feel so much comfort that it’s like a thermostat is taking care of everything. But if you neglect to maintain your furnace, at some point it will break and you’ll be back to where you started.
So once you get to a comfortable place of financial freedom, you still have to work to keep it there. You’re either moving forward or moving backwards in life. When you tap into the Law of Attraction it has the ability to help propel you forward. Never assume your finances will always remain at this perfect setting.
TIP: Something you should do to get started and then do every year is… Look at all your bills and expenses, and cut back as much as possible. If Netflix is the reason you’re staying up late then it’s time to cut ties, save some money, and free you up for attracting more wealth into your life. It’s like plugging up the holes in your wealth bucket. You’ll be able to save more and learn to spend on those things that will only add to your abundance. When you do this be sure to buckle-up and prepare yourself for the ride of increased financial abundance. Ready, set, go!
Money affirmations are like the little snowball that slowly grows as it starts rolling down the mountain and ultimately brings an avalanche of financial abundance into your life.
As you begin to recite and write your daily affirmations, it's important to be able to challenge yourself, but not get down on yourself if things don’t go as well as you hoped for or move as fast as you would like them to. When time like this happens, take time to reflect on where you were when you started this adventure and notice how much you have grown. This will give you motivation and energy to keep pushing forward. Every day you need to reset and truly feel that you have what it takes to make this happen and reach your financial goals. As you do, your normal daily habits will morph into rich habits, and your value will grow. This will all work together to increase your capacity to attract and have more financial abundance in your life.
